A primary concern for individuals passionate about collecting classic and exotic cars might be whether a single insurance policy can cover all their vehicles. At The Insurance Team in Queen Creek, AZ, we’re here to help resolve this question, ensuring you understand what coverage best suits your needs. Although every classic car insurance policy differs, general guidelines may shed light on whether you’ll need to obtain more than one insurance policy for all your classic cars or whether a single policy can adequately cover all your classic vehicles.
Can Classic Car Insurance Cover a Whole Collection?
Depending on your classic car insurance policy type, including numerous cars on the same policy may be possible. A classic car multi-policy could ideally cover more than one classic car; however, limits may exist on the number of vehicles you can add to the policy and the level of coverage you’ll receive from a single multi-policy. In most instances, consulting with a qualified insurance agent is advisable to determine the ideal coverage amount and policies for your specific situation.
Suppose you own two vehicles, one being a classic car and the other not. In that case, you’ll need to insure the classic car with a classic car insurance policy and use standard car insurance to protect the vehicle you drive every day. If you typically commute in your classic car, classic car insurance remains the optimal solution.
To explore your coverage options, contact our team at The Insurance Team in Queen Creek, AZ, today!
