The Insurance Team offers a variety of different types of insurance coverage options, including classic car insurance.
Classic car insurance is designed to cover any vehicle that has been restored to mint condition and is older than 25 years. In the state of Arizona, you must have at least liability auto insurance to drive on public highways and streets. Still, you should not be using a classic car for your regular activities on a daily basis. This means that you will need a specialized insurance plan for your classic car since you can drive it on public streets when you are going to and from a car show or other event you want to participate in with your beautiful classic car.
A classic car insurance policy is created with an experienced agent to cover any vehicle that falls under the designation of a classic car. As stated before, a classic car must be at least 25 years old or older or any collector car manufactured before 1980. Other cars that fall under the umbrella of a classic car include vintage cars, antique farm vehicles, military vehicles that are considered classics, street rods, limited edition cars, collectible vehicles, or classic motorbikes.
Once your insurance company has approved your car as a classic one, there are some general rules you must follow, such as maintaining a good driving record, having access to an alternate vehicle for your day-to-day activities, your classic car is stored safely in a garage or other building, and you maintain the car to be in good to excellent condition at all times this with regular maintenance. It is also noted that you must have low mileage for your classic vehicle each year to maintain classic car status.
To create the best classic car insurance policy for you and your situation, contact the Insurance Team today for an appointment to get your policy started!