Suppose you own an RV (Recreational Vehicle) or recently purchased one. In that case, you will want to protect in any way you possibly can, including having the proper amount of RV insurance coverage for your RV. The agents at the Insurance Team know and understand the importance of RV insurance and offer various types of coverage options for you.
There are various options to choose from when it comes to RV insurance coverage. Still, you need to consider that the state of Arizona requires all vehicles driven on public roads, streets, and highways to have at least auto liability insurance coverage. This type of coverage will protect you if you cause an accident since it will help pay the other driver's medical bills and any property damage that resulted from the accident. You may also want to have underinsured or uninsured motorist coverage if you were ever involved in an accident that is the other driver's fault and that particular driver has no insurance coverage at all or does not have enough to cover your medical bills and property damage to your RV.
Comprehensive insurance coverage is critical to have since it will help you repair or replace your RV if it is stolen or damaged, or destroyed by some incident, such as a fire, some type of natural disaster, or an act of vandalism.
Collision insurance will help you pay for RV repairs if you are involved in a collision with another vehicle or even a stationary object.
If you borrowed the money from a lender to purchase your RV, you are more than likely required to have both comprehensive and collision coverage since it not only protects the investment you made in your RV but your lender's investment as well.
To obtain the proper amount of insurance for your RV so that you can enjoy it with the peace of mind you deserve, contact the agents at the Insurance Team today to get your policy started!