If you’re a homeowner, you probably have home insurance and rely on it to protect your home and yourself. However, your home insurance doesn’t protect against everything. You may need other insurance policies, one of which is flood insurance. If you don’t have home and flood insurance, it’s time to get it. Give us a call at The Insurance Team in Queen Creek, AZ.
Flood Insurance Benefits
If you have home insurance, it excludes floods from the coverage. That means the policy won’t pay if a flood damages your home. When you don’t have flood insurance, all of the repairs or rebuilding will have to be paid for by you. When you have flood insurance, it can pay for repairs that would otherwise be extremely expensive for you. When you have this policy, you also get peace of mind from knowing that you’re covered just in case a flooding disaster should happen.
The National Flood Insurance Program
When you get this insurance, it’s backed by this government program. That means that it’s guaranteed and will have plenty of funding. For some people, flood insurance doesn’t seem important. This is especially true when they don’t live in a flood zone. The problem is that one in every five flood claims comes from areas not inside flood zones. That makes it important always to have this insurance because flooding can strike just about anywhere. Whether you’re in a flood zone or not, this is one of the essential insurance policies that you should have to protect yourself financially.
Get Flood Insurance
Every homeowner needs this insurance in case of flooding. If you don’t have your policy yet, call us at The Insurance Team in Queen Creek, AZ, to get started.
