Queen Creek, AZ, boat owners who entrust these investments to The Insurance Team can find out everything they need to know before policy selection takes place. By taking the time to check out these essential insights, you are able to make a more informed decision and find the boat insurance policy that works best for you.
State Requirements Are Not Ironclad
Yes, it is true that the state of Arizona does not require boat owners to purchase an insurance policy. This is where we gently remind readers that this does not mean what they think it does. If the law does not require boat insurance, guess what this means? The waters will be filled with boaters who have not obtained insurance policies. This is something to safeguard yourself against.
Seasonal Discounts Should Be Embraced
Most Arizona boat owners are not going to be using their boats on a year-round basis. When you meet with experienced insurance brokers, be honest about the times when the boat will be used, and, more importantly, remain truthful about the seasons it will sit idle. The insurance policy you select should reflect the actual amount of time you will be spending on the boat.
The Year + Model Play a Key Role.
The year and the model of the boat in question will play a major role in the insurance policy you decide upon. The same goes for your driving record. If you have been involved in boat accidents in the past, this is a sure sign that you can expect to spend more on your policy.
The Insurance Team has the experience and know-how to help boat owners separate fact from fiction. That’s why we are an invaluable resource during the insurance policy selection process. Queen Creek, AZ residents are urged to contact us as soon as possible so that we can answer any and all questions you may have.
