If your business is located in a flood-prone region, flood prevention preparations and adequate flood insurance coverage are essential for your protection.
Considerations for Flooding
Before you acquire flood insurance, consider the location of your business. If your company is situated in a low-lying area, the threat of water rising during a heavy rainstorm could be significant.
In addition to assessing your business’s location, inspect the drainage system installed on your commercial property. If it is damaged or outdated, it may be beneficial to update it.
Flood Coverage
Preparing for a flood will allow you to assess rising floodwaters safely and evacuate your business if it is unsafe to occupy. Having access to flood coverage will further protect you.
This type of coverage can protect building materials, furnishings, computers, inventory, and other essentials in your business.
Filing an Insurance Claim
If rising floodwaters threaten your business, it is best to leave the premises quickly. If a flood damages your place of business, you may need to file an insurance claim with your insurance provider.
The claims process involves filling out a claim form and submitting it. Your property will need to be assessed for damage. If you are eligible for claim approval, you will be able to seek commercial repairs through a contractor who provides emergency rehabilitation services.
Contact an Agent Serving Queen Creek, AZ
To ensure that you are fully prepared for a flood, contact one of our agents at The Insurance Team. An agent can help you select an adequate amount of flood protection.
