You take great pride in driving your antique vehicle around for the occasional Sunday cruise or showing it at selected car shows. Perhaps your wondering about the requirements for classic car insurance at various companies. Our experts at The Insurance Team in Queen Creek, AZ can help you compare policies, starting with eligibility requirements. In the meantime, we’ve listed the most common eligibility rules and considerations.
Eligibility Requirements for Classic Car Insurance
Each insurer may have unique requirements, but most share a few common elements, including the age range of covered vehicles. Antique cars are typically at least 25 years old. Additionally, you cannot use the vehicle for everyday tasks, such as commuting to work or grocery shopping.
Make sure you have the appropriate space to store your valuable older vehicle. This might include a storage unit, private garage, or barn. However, many insurers won’t cover your classic sports car or refurbished Model T if you leave it in a driveway, parking garage, or carport. Your agent can help you understand the appropriate arrangement to qualify for coverage. Additionally, you’ll probably need to prove you have another vehicle for everyday use.
Are You Eligible for Classic Car Insurance?
Classic car insurance coverage often comes with a maximum mileage per year and requires that you maintain a good driving record. You may also have to prove that the classic car is in good condition with a regular maintenance schedule.
Give Us A Call
You can work with agents at The Insurance Team in Queen Creek, AZ to secure the right policy for your Mustang or refurbished tractor. We can help you understand the eligibility requirements and choose the right coverage for your classic vehicles. Contact us today to schedule an appointment for a free quote so you can show off your vehicle without breaking the coverage rules.
